Welcome To RPM

 the More Cost Effective    the Smarter Choice forRisk Management

We are the premier Captive Insurance firm for specialty businesses.

Business owners, company executives, entrepreneurs, and professionals all have differing needs. Effective captive insurance strategies are built around overall business objectives in both the short and long term. The key is deciding what types of risk the company wishes to retain. By using captive insurance companies and other risk transfer techniques, many different enterprises have reduced the cost of risk, protected their assets, generated profit, and reduced their taxes.

Enhance Risk Control

This is especially important for small to mid-sized companies. By identifying exposures to risk, businesses can be made more resilient and improve their agility in both near and long-term planning.

Reduce Insurance Costs

Using a captive largely eliminates the 35% of commercial insurance premium that covers acquisition costs, overhead, and profit. Business owners keep the underwriting profit.

Smooth Underwriting Cycle

Businesses value certainty wherever they can find it. The pricing volatility of the commercial insurance market can be drastically reduced by using a captive, leading to greater budgetary stability.

Click Above to Watch a Brief Introduction to Captives

Improve Tax Strategy

Because they report profits differently from other companies, captive insurance companies have significant tax advantages.

Click Above to Watch a Brief Introduction to Captives

Improve Tax Strategy

Because they report profits differently from other companies, captive insurance companies have significant tax advantages.

Improve Cash Flow

Establishing a captive cell allows more flexibility in premium payment planning. Owners retain premium and investment income, significantly improving cash flows.

Insure Difficult Risks

A captive can provide ownership with coverage that is difficult or uneconomical to obtain in the commercial insurance market.

Access Reinsurance Market

A captive insurance facility may be able to buy reinsurance from the reinsurance market. The captive, therefore, can give access to an international wholesale market that is usually denied to the direct insured.

Our Powerful SolutionCombination

We partner with the below groups to create a robust Captive Insurance Team.

Integrated Risk Management
Myers Risk Services
Atlas Insurance Management
GF & M
GF & M